Related Articles
VIEW ALL ARTICLES
Many Australians delay investing, but doing nothing could be the most expensive decision of all. From lost equity to rising rent, here’s what inaction really costs.
Buying an investment property can feel like a big step, and many people hesitate, hoping to save more or to feel more financially secure. But while waiting feels like the safe option, it often costs far more in the long run.
Every year you delay, you could be losing out on capital growth, rental income, tax benefits, and long-term financial security. Let’s explore the hidden costs of not investing—and why taking action today could be your smartest move.
Every year you don’t invest in property is a year you miss out on potential capital growth.
Consider this:
The longer you wait, the harder it becomes to enter the market at an affordable price.
If you’re renting while waiting to invest, you’re paying someone else’s mortgage instead of your own—and with Australia’s tight rental market, those costs keep increasing.
Many people believe saving for a bigger deposit is the right move. But with inflation averaging 3% per year, money sitting in a bank loses purchasing power over time.
Waiting to invest could mean you afford less property in the future as prices rise faster than your savings.
Investing in property offers significant tax advantages that non-investors miss out on, including:
An investor with a $600,000 property could claim $15,000+ per year in tax benefits, reducing their overall costs and improving cash flow.
A non-investor, however, receives no financial incentives for renting.
Tip: rentvesting is an option—living where you like while investing in a more affordable, high-growth area.
Investing early allows you to take advantage of market cycles and compound growth.
The longer you delay, the longer you remain financially dependent on work, rising living costs, and external economic factors.
The best time to invest was yesterday. The second best time is today.
While many people worry about making the wrong investment, the biggest financial risk is often doing nothing at all.
Partner with to DPN get into a high-growth, high-yield investment property today.
Book at time speak to a DPN expert now and start building your financial future.
The information provided is general in nature, it does not take your personal objectives, circumstances or needs into account. It is not specific advice and is not intended to be passed on or relied upon. Any indicative information and assumptions used may change without notice, particularly if based on past performance. Interest rates are subject to change. Finance approval is subject to terms and conditions and meeting lender approval criteria.
.svg)
