Related Articles
VIEW ALL ARTICLES
SMSF property finance provides significant tax advantages but there are stricter compliance requirements, compared with a traditional loan. Discover the important differences between these types of loans.
Investing in property is a popular strategy for wealth building, but the approach to financing can vary significantly depending on the investment structure. Two common methods are standard property investment finance and financing through a Self-Managed Superannuation Fund (SMSF). Here are the key differences between these two financing methods.
The sole purpose test requires SMSFs to be maintained exclusively for providing retirement benefits to members.
While both financing methods can be effective for property investment, they cater to different investor needs and regulatory environments. Standard property investment finance offers more flexibility and less regulatory burden, while SMSF property finance provides significant tax advantages but comes with stricter compliance requirements.
This is information is general in nature, see your accountant or SMSF specialist for how this applies to your situation.
Having an expert team is paramount, especially if considering a property purchase in an SMSF. There are a number of specific requirements in securing finance, plus gaining access to appropriate and compliant properties. DPN offers access to specialist SMSF finance and properties in high growth regions. DPN does not provide SMSF establishment services and recommends you seek independent financial services from licensed and experienced accountants and finance advisors.
.svg)
